A payday advance loan is exactly what we offer, we provide a service for people who are in a pickle and need a cash injection to get them to their next payday.
Bad credit payday advance
What we do differently is we don’t let past bad credit stop you from taking out a loan; We understand that having past bad credit can give you a label of being bad with your money.
We also understand that this isn’t always the case. Many money conscious people fall into bad credit through circumstances that are out of their control. Regardless of how the bad credit occurred, it will stop you from borrowing money from a lot places – but we think that isn’t fair, so that’s where we come in.
Responsible payday advance lender
That doesn’t mean that we will lend to anyone, there are still criteria that you will need to meet before you are eligible for a loan from Bad Credit Cash Loans:
- You must be 18 or older
- You must be a New Zealand resident or citizen
- You should hold your own NZ bank account
- You must be earning at least $350 per week (after tax) excluding government benefits
- You must have been employed for at least 3 months with the same employer
- You must not be bankrupt, under a summary instalment order or no asset procedure
If you meet these criteria then you will be eligible to apply for a loan. The process is very fast and straight forward.
Being able to get an advance on your pay can be very beneficial if you are struggling with a cash emergency. We are proud to be a 100% Kiwi owned and operated company and we want to help our clients and our community as best we can.
If this sounds like something that you need then head over to the ‘How it works‘ tab to see if you qualify for a loan, it will only take a minute.