Cash for unexpected expenses
When the unexpected strikes sometimes you just don’t have time to make it to the bank to take out a loan. The process can take days and it might not even meet your needs. If you are in this situation then Bad Credit Cash Loans may be able to help you.
Going to the bank for a loan when you need money fast isn’t always the best idea. You may end up having to wait a long time and getting the money too late to remedy your situation. Even if you do have time to wait, a loan from a bank may not suit the needs of your situation.
A bank loan will normally be far larger than a loan you get from us. This may not be best suited to your needs if you only need a small loan to pay for a new tyre or a doctor’s appointment.
Unsecured Bad Credit Cash Loans
A payday loan from us will always be unsecured so that your assets are not tied up in your loan; this may not be the case with a loan from a bank. The fastest way to know if a bank loan isn’t for you is if you have a bad credit rating. If this is the case then the chances of you taking a loan out from a bank are limited.
At Bad Credit Cash Loans we don’t have this problem, we offer small unsecured loans.
Qualifying for a loan is simple:
- You must be 18 or older
- You must be a New Zealand resident or citizen
- You should hold your own NZ bank account
- You must be earning at least $350 per week (after tax) excluding government benefits
- You must have been employed for at least 3 months with the same employer
- You must not be bankrupt, under a summary instalment order or no asset procedure
If you meet the above criteria then you should Apply Now.